Your privacy, in plain language.

Last updated July 2026.

What we collect

If you contact us through this site or request an introductory call, we collect only the information you choose to give us — such as your name, email address, and any message you write. We do not require you to create an account to browse this site.

How we use it

We use your information solely to respond to you, schedule conversations, and provide the services you request. We do not use it for automated decision-making or profiling.

We do not sell your personal information

Luminous Wealth does not sell, rent, or trade your personal information to third parties for money or other valuable consideration. If you are a California resident, the California Consumer Privacy Act (CCPA) gives you the right to know what personal information we hold, to request its deletion, and to opt out of any sale of personal information. Because we do not sell personal information, there is nothing to opt out of — but you are welcome to confirm this or exercise any of your rights by contacting us.

Third-party tools

Some links on this site lead to services operated by others — for example our scheduling calendar, our client planning portal, and account custodians. When you use those tools, their own privacy policies apply. We encourage you to review them.

Exercising your rights

To ask what information we hold, request deletion, or ask any privacy question, email Jai@LuminousWealth.com or call (561) 919-4808. You can also learn more about the CCPA at the California Attorney General’s website.

Advisory services are offered through Wealthcare Advisory Partners (CRD 171976). This notice is provided for general information and may be updated from time to time.